All guides · Part of: Money questions
The blocked account is the largest single sum in a German student visa application, and the question under every visa video is the same: how much is it in rupees, and where do I open it? The euro amount is fixed by the German government. The rupee amount changes every day.
The amount for 2026
German missions ask for €992 a month, which is €11,904 for a year. Source: pakistan.diplo.de · checked 7 Nov 2026 The account is usually opened for one year, and from arrival you can withdraw only the monthly amount. Source: auswaertiges-amt.de · checked 7 Nov 2026 In particular cases the missions in Pakistan may ask for up to two years. Source: pakistan.diplo.de · checked 7 Nov 2026
In Indian rupees
At the European Central Bank's reference rate of 6 November 2026 (₹104.8645 per euro), the yearly amount is about ₹1,248,307 and the monthly amount about ₹104,026. Source: ecb.europa.eu · checked 7 Nov 2026 Your bank or transfer service will give you a worse rate than the reference rate, and the rate moves: in the first week of November 2026 it moved by more than a rupee per euro.
In Pakistani rupees
We do not print a rupee figure, because we could not read an official State Bank of Pakistan rate on the day we wrote this, and a figure that is a month old misleads. Ask your bank for its euro selling rate today and type it in:
The rate your bank charges for sending euros abroad, not the rate in the news.
Add your bank's transfer charges and the provider's setup fee (below).
Which provider
There is no official list any more. The Federal Foreign Office deleted its provider list in 2022, says it makes no recommendations, and leaves the choice to you. Source: auswaertiges-amt.de · checked 7 Nov 2026 The missions in Pakistan set one condition: the provider must give the mission a way to verify the account, such as a login code for authorities. Source: pakistan.diplo.de · checked 7 Nov 2026
Fees of three well-known providers, read on their own price pages on 7 November 2026:
| Provider | Setup fee | Monthly fee |
|---|---|---|
| Expatrio | €119 | €9 |
| Fintiba | €159 | €9.90 |
| Coracle | No price published on its site | |
Source: expatrio.com · checked 7 Nov 2026 Source: fintiba.com · checked 7 Nov 2026
Over twelve months that is roughly €230 to €280 in fees on top of the blocked amount. Expatrio sells the account alone or bundled with health insurance; you do not need the bundle.
The extra step in Pakistan
Your signature on the account-opening documents has to be attested in person at the Embassy in Islamabad, the Consulate General in Karachi or the Honorary Consul in Lahore. The fee is €25, paid at the mission, and it needs its own appointment, separate from the visa appointment. Source: pakistan.diplo.de · checked 7 Nov 2026
When you open the account you name the mission where you apply as the beneficiary; after arrival it becomes your local foreigners office. Source: auswaertiges-amt.de · checked 7 Nov 2026 In India, the blocking confirmation must state that no more than €992 a month can be withdrawn. Source: india.diplo.de · checked 7 Nov 2026
If the visa is refused
The refusal notice is enough to lift the block. Source: auswaertiges-amt.de · checked 7 Nov 2026 If you do not travel for another reason, the missions in Pakistan issue a release letter for €36. Source: pakistan.diplo.de · checked 7 Nov 2026 The money comes back to you; the provider usually keeps its setup fee and transfer charges.
The blocked account is one of three ways to prove funds: the student visa guide explains the other two, and the visa cost guide adds up everything else you pay before you fly.
Related videos from Qaiser
This guide is written from official sources, not from one video. These videos (Urdu/Hindi) cover related questions.
- Germany student visa: admission letter and financial proof (Instagram)
- Germany student visa: requirements (YouTube)
Questions people ask
How much is the blocked account for Germany in 2026?
€992 a month, which is €11,904 for one year. German missions in Pakistan may ask for up to two years in particular cases.
How much is the German blocked account in Pakistani rupees?
Multiply €11,904 by your bank's euro selling rate on the day you transfer. The rate changes daily, so any fixed rupee figure goes out of date within weeks.
Which blocked account provider is best for Pakistani students?
There is no official recommendation. The Federal Foreign Office deleted its provider list in 2022. The missions in Pakistan accept any provider that lets them verify the account. Compare setup and monthly fees on the providers' own pages.
Do I get the blocked account money back if my visa is refused?
Yes. The refusal notice is enough to lift the block. Providers usually keep their setup fee and transfer charges.
Official sources
- Federal Foreign Office: blocked account
- German missions in Pakistan: proof of financial resources
- European Central Bank: euro reference rates
- German missions in India: student visa
Read next
- Germany student visa: the two requirements
- What a German student visa costs from Pakistan
- Is a Master's free in Germany? The real cost
Questions about a video? Ask Qaiser in the comments on Instagram or YouTube.
General information, not legal advice. Rules change. Check the official source linked above; for your own case, the German mission decides.